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MCU Member

About Us

At Middle Class United, we are driven by our core commitment to support and uplift the middle class in America. Our mission is multifaceted, with a primary focus on making home ownership more affordable for the average American.


We believe that everyone deserves a place to call home, and we are dedicated to creating opportunities for more families to achieve this fundamental dream. By offering affordable housing solutions and innovative financing options, we aim to remove the barriers that often prevent middle-class individuals and families from owning a home.


But our mission extends beyond affordable housing. We are also here to support the average American in other meaningful ways. Through our charity initiatives, we provide direct assistance to those in need, including teachers, nurses, veterans, and other groups identified by MCU members.


One of the core principles of our charity efforts is the quarterly charity vote, where MCU members have the opportunity to decide where our charitable contributions will be directed. This democratic approach ensures that our giving reflects the values and priorities of our community, empowering members to make a tangible difference in the lives of others.

Image by Ian Schneider

History: A Journey of Evolution and Innovation

The inception of MCU began with a vision to establish a hedge fund/private equity model. However, regulatory constraints posed challenges to this approach. Undeterred, we embarked on a quest for a viable alternative that aligned with our core values of direct democracy, member ownership, and to become a not for profit.

Our search led us to the cooperative model, a beacon of possibility that embodied our ideals. This model not only fulfilled our criteria but also resonated deeply with our mission. With unwavering determination, we strategize a sustainable path forward, laying the groundwork for a transformative journey.

Real estate emerged as the cornerstone of our strategy. Renowned for its stability and potential for growth, real estate offered the ideal foundation for our cooperative. Its dual benefits of appreciation and rental returns provided the financial stability necessary for sustained operations and the potential to distribute dividends to our members in the long term.

Today, MCU stands as a testament to innovation and resilience, a beacon of hope for the middle class. Our commitment to empowering our members and creating a more equitable future remains steadfast as we continue to evolve and grow. 

Partnerships: Join Us in Building a Better Future

Here at Middle Class United, we believe in the power of partnerships to drive positive change. If you share our commitment to affordable housing and empowering the middle class, we invite you to partner with us on transformative deals that benefit our communities.


Partnering with MCU opens up a world of possibilities. Whether you're a developer, investor, or community organization, we welcome collaborations that align with our mission and values. Together, we can create innovative solutions that make homeownership more accessible and sustainable for everyone.


To explore partnership opportunities with MCU, please check out our partnership page for more information. Our team will carefully review your submission and reach out to discuss potential collaborations. Thank you for considering a partnership with MCU. We look forward to working together to build a better future for all.

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